One day we will be your broker.
Risk Transfer Solutions
No one can give advice without a thorough analysis and understanding of your needs. We believe this exercise is the cornerstone of a sound Insurance/Risk Transfer portfolio.
No business is quite like your business. Your portfolio must be designed to suit your needs, considered as uniquely as your business.
The management of risk, is the single most important factor in containing insurance costs. We’ll help you to develop a Risk & Insurance Philosophy to enable you to effectively manage the risks your business is exposed to.
Your Insurance/Risk Transfer Portfolio must be sustainable. We understand cost is an important factor for any business, but cheap premiums often result in the most expensive cover when you discover it’s restrictive nature when something unexpected goes wrong.
Claims: What to do?
The purpose of Risk Transfer and Traditional Insurance is to smooth out the potential financial impact of a possible future incident with predictable, fixed contributions.
Our tailored Risk Transfer portfolios are designed to best meet your unique business needs and if that means premiums are thereby reduced, that’s fine! Our job is to ensure you Risk Transfer costs are reduced as low as possible without compromising your security.
To ensure there’s no conflict of interest (because broker remuneration has for years been expressed as a percentage of premium), we charge a fee and sometimes a combination of a fee and commission, agreed and disclosed upfront, so out earnings are not affected by premium reductions.